Fire & Special Perils


Fire, Special Perils and Theft policy protects the individual’s or corporate’s property (excluding the cost of land) from any loss or damage due to fire, lightening, explosion, theft, water leakage, storm, flood and earthquake.

Example of property:

  • Building.
  • Plant & Machinery, Equipments & Accessories.
  • Stocks
  • Furniture, Fixtures and Fittings
  • Household goods etc.

This policy covers damage to the insured’s property due to the following named perils:

  • Fire
  • Explosion
  • Aircraft
  • Earthquake or Volcanic Eruptions
  • Storm and Tempest
  • Flood
  • Escape of water from any tank, apparatus or pipes
  • Impact by any road vehicle or animal
  • Theft

This policy can be extended to cover loss of profit following the interruption of business activity due property damage.

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Key Features

  • Policy can be customized based on risk to be covered.
  • Packaging the cover with other lines of insurance (Liability, Money Insurance, Fidelity Guarantee, etc.)


Property All Risks