Personal Accident policy provides compensation in case of death or bodily injury to the insured person as a result of an accident, by external, visible and violent means (death or injury due to any illness or disease is not covered).

What Personal Accident policies offers

Legal payments against

• Death
• Permanent Total Disability
• Permanent Partial Disability
• Temporary Total Disability
• Medical Expenses

Compensation Payable

• Death, 100% of the Capital Sum Insured
• Loss of Two Limbs, 100% of the Capital Sum Insured
• Loss of Two Eyes, 100% of the Capital Sum Insured
• Loss of one limb and one eye, 100% of the Capital Sum Insured
• Permanent Total Disability, 100% of the Capital Sum Insured
• Loss of one Limb or one Eye 50% of the Capital Sum Insured
• Permanent Partial Disability % as per permanent disablement scale
• Medical Expenses, Limited to certain amount