Personal Accident policy provides compensation in case of death or bodily injury to the insured person as a result of an accident, by external, visible and violent means (death or injury due to any illness or disease is not covered).
What Personal Accident policies offers
Legal payments against
- Death
- Permanent Total Disability
- Permanent Partial Disability
- Temporary Total Disability
- Medical Expenses
Compensation Payable
- Death, 100% of the Capital Sum Insured
- Loss of Two Limbs, 100% of the Capital Sum Insured
- Loss of Two Eyes, 100% of the Capital Sum Insured
- Loss of one limb and one eye, 100% of the Capital Sum Insured
- Permanent Total Disability, 100% of the Capital Sum Insured
- Loss of one Limb or one Eye 50% of the Capital Sum Insured
- Permanent Partial Disability % as per permanent disablement scale
- Medical Expenses, Limited to certain amount